Our Blog:  Area Real Estate News & Market Trends

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

Sept. 3, 2023

September 2023 Newsletter

Rivero Realtors News September 2023
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Understand AVMs to Maximize Your Home’s Appraisal Value

Technology has transformed the way homes are appraised, and a new set of rules has emerged for sellers looking to maximize their home’s appraisal value. Understanding modern appraisals is essential, as appraisal value is critical in determining a home’s asking price.

Traditionally, home appraisals were done manually by professionals who used their expertise... Read More
National Home Sales Down, but Prices Still at Record Highs

Existing-home sales saw a decline in June, with every sales region across the country reporting drops in year-over-year sales. However, according to the National Association of Realtors (NAR), month-over-month sales were more variable, with increases in the Northeast, decreases in the South and West, and stability in the Midwest. Home prices, meanwhile, held firm in most regions of the country. According to Lawrence... Read More
The Pros and Cons of Seller Financing: What You Need to Know

In the last year, interest rates have surged—with the average mortgage rate more than doubling. This rapid rise has left some homebuyers seeking alternative financing to fund their property purchases. As a result, private financing options have gained popularity in the real estate market. According to data from Realtor.com, the mention of private financing in property listings reached... Read More
Here’s What’s Trending for Kitchen Renovations

Planning to renovate your kitchen? You’ll want to know the latest trends. Houzz recently conducted a survey of 2,380 U.S. homeowners to learn about their kitchen renovation plans and preferences. Here are some of the most interesting findings:

Sustainability Tops the List
Ninety-two percent of those surveyed said they incorporate sustainable features when they’re doing a kitchen renovation, with LED bulbs and energy-efficient appliances being the most popular choices. Water-efficient fixtures and energy-efficient windows are also becoming increasingly... Read More
Select the Perfect Paint Color and Finish for a Modern Makeover

To achieve a modern makeover, it’s important to consider the right paint color and finish for your interior. Neutral colors like beige and gray have always been popular choices for interior paint colors. In 2023, neutral paint colors are trending toward warmer grays, greige tones, creamy whites, and shades closer to beige. These colors bring warmth and a clean, modern feel to your space. They work well in both traditional and contemporary settings, providing versatility and a fresh look.

When selecting a finish, consider the following options... Read More


Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  September 2023 

Aug. 7, 2023

Doors Vs. Wheels

So...  I had a settlement today and it was a wonderful transaction.  Buyers and sellers were both happy and enjoyed the entire transaction.  While we were there, a discussion started about what is more prevalent in the world, wheels vs doors.  I was then surprised to find this was a dilemma disscussed by todays youth; My vote was for doors as most vechicles that have four wheels also have four doors and every home has multiple doors in each house, but no wheels, but the buyer pointed out that every "system" could also contain wheels to operation (for eg. a clock).  This made me ponder a little too much, so not sure what to do to solve this problem... I asked AI...this is what CHATGPT computer" has to say....

"While I don't have access to real-time data, I can make an educated guess based on common knowledge. It's likely that doors are more prevalent in the world compared to wheels. Doors are found in virtually every building, structure, and vehicle, including homes, offices, factories, cars, airplanes, and more. They serve essential purposes for access, security, and privacy.


Wheels, on the other hand, are found in a wide range of vehicles and machinery, but they might not be as universally present as doors. While there are many vehicles on the roads and various forms of machinery that use wheels, not every object or structure requires wheels.


Remember, this is a general estimate and might not be accurate in every specific context. The prevalence of doors and wheels can vary greatly depending on the specific area or industry you're considering."


SO, for those of you that are still debating this issue, I am on the the "Door" side!

Aug. 6, 2023

Buy without selling

Do you want to buy before selling, but don't have cash to do so?

Concerned about being "homeless" by selling and not finding a new home in time?

Mike has the answer...

Contact us for more info!

Aug. 6, 2023

August 2023 Newsletter

Rivero Realtors News August 2023
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Smart Home Investments for Your Money: 2023 "Cost vs. Value" Report

A home is often the largest investment a person will make in their lifetime—but it’s not a hands-off investment. Failing to make improvements to your home could cost you when it comes time to sell. Zonda Media’s 36th annual Cost vs. Value report polled over 6,000 Realtors to determine the total value renovations add to the sale price of a home. Here are the top five most worthwhile home remodeling projects... Read More
Have You Implemented These Nine Home Safety Essentials?

Moving into a new house is exhilarating, but don’t forget about home safety. Here are nine essential measures every homeowner should take as soon as they get the house keys:

Change the Locks
You don’t know who has copies of the old keys, so change out all the locks as soon as the property is yours. Don’t forget garage doors, shops, and alarm... Read More
Tips for Conserving Water in Your Landscaping

Use these tips to create an aesthetically pleasing landscape while also being mindful of water conservation.

Choose Native and Drought-Resistant Plants
Opt for plant species that are native to your region and can thrive with minimal watering once they are established. These plants are adapted to the local climate and require less... Read More
With Available Homes Selling Quickly, More Housing Inventory Is Needed

There was a slight improvement in the housing market in May, according to the National Association of Realtors (NAR), with existing-home sales increasing. While every region of the country posted year-over-year declines, month-over-month sales were variable, with the South and West seeing increases and the Northeast and Midwest seeing declines. According to Lawrence Yun, chief economist for the NAR, mortgage rates had an impact on the direction of home sales. "Relatively steady rates have led to several consecutive months... Read More
Ready to Make Your Move? Let Me Help You Find Your Dream Home

Are you ready to buy a home? Here are some essential real estate facts to help you get started:

Make a Must-Have List
Create a comprehensive list of features that are nonnegotiable for your new home, as well as those that would be desirable but not essential. This will help you prioritize your needs and ensure your family’s comfort.

Work with a Local Expert
Real estate agents are invaluable resources with extensive knowledge of contracts and negotiations. Partnering with a local expert will guide you through the buying process... Read More


Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  August 2023 

First Name*: E-Mail*:
Last Name: Zip:   *Required field

Debbi & Rich Rivero, Re/Max Advantage, 6021 University Blvd. #100, Ellicott City MD 21043
If you'd like to be unsubscribed from this newsletter, click here
The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.
If your property is currently listed with a Real Estate Broker, this publication is not intended as a solicitation.
Powered by AnyPresentations.com

July 15, 2023

Selling Your House Made Easy

picture provided by Pexels



Selling a house can be a time-consuming and often stressful process. From listing your property to finding a suitable buyer, the traditional method of selling a house can take months, or even longer. We would love to help you through the navigation process and you can start here www.riverorealtors.com/selling/.  However, in today's fast-paced world, many homeowners are seeking alternative ways to sell their homes quickly and efficiently. Enter "We Buy Houses in WDVM," a reliable and hassle-free solution that has gained popularity among homeowners in the WDVM (Washington DC, Maryland, Virginia) area. In this blog post, we'll explore the benefits of this alternative method and why it might be the perfect choice for you.


Swift Sales Process:


One of the most significant advantages of working with "We Buy Houses in WDVM" is the speed at which you can sell your house. Unlike the traditional method, which involves numerous showings, negotiations, and potential delays, these specialized companies are known for their quick sales process. Within a matter of days or weeks, you can have a fair cash offer in hand and complete the transaction.


No Repairs or Renovations:

If your house is in need of repairs or updates, it can be challenging to attract potential buyers and secure a fair price. However, companies like "We Buy Houses in WDVM" alleviate this concern. They are willing to purchase houses in any condition, regardless of repairs or renovations needed. This means you won't have to spend time and money fixing up your property before selling.


No Need for Real Estate Agents:

While working with a real estate agent has its advantages, it also involves commissions and fees that can significantly impact your profits. With "We Buy Houses in WDVM" , there's no need for a middleman. You can bypass real estate agents and directly deal with the buyer, ensuring a more streamlined and cost-effective selling process.  If you are unsure of the best route for you, reach out to me via email or schedule a 1-1 call with me to discuss your options, ABSOLUTELY FREE OF CHARGE to you.

Cash Offers and Guaranteed Closings:

One of the standout features of "We Buy Houses in WDVM" and similar companies is their ability to provide cash offers for your property. This eliminates the uncertainty associated with traditional financing, such as buyer mortgage approval or delays caused by lenders. Moreover, these companies often guarantee closing the sale, providing you with peace of mind and a firm timeline for the transaction.


Simplified Selling Experience:

Selling a house can be overwhelming, with paperwork, negotiations, and legal complexities. "We Buy Houses in WDVM" aim to simplify the process by taking care of the majority of these tasks for you. They have experienced professionals who handle the paperwork, title transfers, and legalities, making the selling experience smooth and stress-free.


So, when it comes to selling your house quickly, "We Buy Houses in WDVM" can offer an attractive alternative to the traditional method. With a swift sales process, no repairs or renovations required, no need for real estate agents, cash offers, and guaranteed closings, it's no wonder why many homeowners are turning to this convenient solution. If you're looking to sell your house in this area, consider exploring this alternative route for a hassle-free and efficient selling experience.

July 10, 2023

July 2023 Newsletter

Rivero Realtors News July 2023
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
What Are Seller Concessions?

Buying a home can be an expensive process. Enter seller concessions: These are costs associated with purchasing a home that a seller agrees to pay for the buyer. Rather than a buyer paying for these out-of-pocket expenses themselves, the seller agrees to cover the cost, allowing homeowners to sell their home quicker while helping to ease the financial burden on buyers.. Read More
Sales Decline Across Regions as Prices Decline in Some Markets

According to the National Association of Realtors (NAR), existing-home sales declined in April in every sales region in the country; both month-over-month and year-over-year sales were impacted. Recent home sales appear to be variable and moving in different directions, but according to Lawrence Yun, chief economist for the NAR, sales continue to remain above recent cyclical lows: “The... Read More
Maximize Your Outdoor Space for Summer Enjoyment

Summer is the ideal time to embrace outdoor living. Whether you have a large backyard or a cozy balcony, use these tips to transform your outdoor space into a relaxing retreat.

Comfy Seating: Invest in outdoor furniture with plush cushions and weather-resistant materials. Arrange seating areas to accommodate activities such as lounging, dining, and... Read More
Report Shows Large Wealth Gap Between Homeowners and Renters

The report "Wealth Gains by Income and Racial/Ethnic Group" from the National Association of Realtors (NAR) studied wealth accumulation over the past decade and revealed that homeownership has significant financial advantages over renting. Over the past decade, homeowners have become 40 times wealthier than renters, driven by a remarkable $190,000 increase in the value of median-priced homes in the United States.

Wealth Accumulation
Across Income Groups

The report provides valuable insights into wealth accumulation... Read More
Six Tips to Beat the Heat and Save on Home Cooling Costs

Each summer presents the same dilemma: You need to keep cool, but your air conditioning costs keep climbing along with the temperature. Keep those costs down with these easy-to-follow tips.

Seal in the Cool Air
You’d never leave a window open if you were trying to keep your house warm in the winter; treat your home in the summer the same way by preserving cool air inside. Keep all the windows and doors shut, and fix any leaks around the frames. Check for... Read More
Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  July 2023 

July 6, 2023

7 Things to Check Before Buying or Moving Into a Home with a Basement

When it's time to buy or rent a new home, the first thing that you do is check the property. The exterior appears beautiful to you and the interior design is everything you want. The location seems great too. However, before you sign on the dotted line, there is one important place where you need to check thoroughly - the basement.


                                                                                              photo by: Nitan Chauhan

Pay Attention to the Walls

The moment you step into the basement, check the walls. Keep an eye out for cracks, buckling, or bowing. The foundation is the fundamental support structure for the house. If it gives way, you can expect major repairs.

photo by: Jon Moore

Check the Amount of Moisture in the Room

The last thing you want is a high humidity level or leaks. If water is accumulating in the basement, the foundation can begin to break down. You also take the risk of leaks or moisture destroying any valuables that are stored on the bottom floor. While a dehumidifier and sump pump can control moisture levels, you're better off choosing a home where the lower level is dry.


Is the Heating System and Water Heater in Good Condition?

Evaluate the heating system and water heater when you do a walk through the home. Look for any signs of damage or an old system. Ask the realtor or building manager questions. If you are planning on making a purchase, request a home inspection. The heating system should be at the top of the list. Don't buy a home that turns into a disaster like the home in the 1986 movie The Money Pit playing on DIRECTV STREAM. The stress of endless repairs nearly destroyed Tom Hanks and Shelley Long.

Be on the Lookout for Mold

Mold thrives anywhere that doesn't have adequate lighting. Add moisture to the mix and you have the perfect recipe for a dangerous fungus. Not only can mold cause severe illnesses, it will cost a fortune to get rid of it. Only a professional should tackle such a serious problem.


Beware of Unwanted Visitors

Your potential new house could be a home for more than people. Rodents and insects could take up space right under your nose. Small holes, large cracks, or gaps in windows could be the perfect entry point for little critters. Mice, moles, rats, and squirrels often make their nests in the bottom floor. It's especially common in colder climates during the winter months. If you see wooden beams or other wooden structures in the basement, check for destructive termites. Professional extermination services for any of these intruders can ring up an expensive bill.

Make Sure All the Windows are Sound

The windows in the basement are as important as the windows in the rest of the home. Screens, glass, and window frames should be in good condition. If you see any signs of deterioration, either ask the current owner to do repairs or reduce the asking price of the home. If you purchase or rent a house with damaged windows, be sure to replace the frames and any broken or cracked panes. You'll be able to keep critters and moisture out. Include locks on the windows to keep trespassers away.

Pay Attention to Your Nose

A smell that comes with higher humidity levels is common in a basement. However, you shouldn't smell anything funky. An unappealing odor could mean there is a problem with dust mites, mildew, or rotting materials. That annoying smell will mean more problems. You won't want to enter the bottom floor for any reason. You'll also have an additional expense to worry about to figure out the source of the odor.



Choosing a new home is an adventure, especially when it's love at first sight. Don't let yourself be bedazzled by what it looks like on the surface. You need to take a closer look at the structural integrity of the house. Always start from the bottom up. You should always know what you are getting into before you make a commitment to purchase or sign a rental agreement.  We are always here to help guide you through this process, so start your search here www.riverorealtors.com/buying


Blog by: Helen Back

June 12, 2023

Best Neighborhoods in Maryland for First-Time Homebuyers

Introduction: Finding the perfect neighborhood is a crucial step for first-time homebuyers in Maryland. Whether you're seeking affordability, excellent schools, proximity to amenities, or a vibrant community, this blog will guide you through some of the top neighborhoods in the state. We've done the research to help you make an informed decision and find the ideal place to call home. Let's explore the neighborhoods that offer great opportunities for first-time buyers in Maryland.

  1. Federal Hill, Baltimore: Situated in the heart of Baltimore, Federal Hill is a historic neighborhood known for its charming row houses and vibrant atmosphere. It offers a mix of urban convenience and a strong sense of community. With excellent restaurants, trendy shops, and proximity to the Inner Harbor, Federal Hill is an ideal choice for those seeking an urban lifestyle.

  2. Canton, Baltimore: Located east of downtown Baltimore, Canton is a waterfront neighborhood with a rich history. It boasts beautiful views of the Patapsco River and a thriving social scene. Canton offers a range of housing options, from historic row homes to modern apartments. Its proximity to waterfront parks, recreational activities, and local hotspots makes it an attractive choice for first-time buyers.

  3. Hampden, Baltimore: Hampden, known for its quirky charm and eclectic atmosphere, is a neighborhood that has gained popularity in recent years. Located in northern Baltimore, it offers a unique mix of independent boutiques, art galleries, and excellent dining options. The neighborhood is also home to the famous "Miracle on 34th Street" holiday lights display. Hampden's affordability and community spirit make it a top choice for first-time buyers.

  4. Ellicott City, Howard County: If you prefer a suburban setting with a small-town feel, Ellicott City is worth considering. This historic town in Howard County offers a range of housing options, from single-family homes to townhouses. Ellicott City is known for its picturesque Main Street lined with charming shops and restaurants. With highly regarded schools and easy access to outdoor recreational activities, it's an appealing choice for families.

  5. Annapolis, Anne Arundel County: For those with a love for maritime history and a desire to live near the water, Annapolis is a perfect fit. As the capital of Maryland, Annapolis offers a unique blend of colonial charm and a vibrant downtown area. The neighborhood features a lively waterfront, renowned dining options, and a strong sense of community. First-time buyers can find a mix of historic homes and modern condos in Annapolis.

  6. Silver Spring, Montgomery County: Located just outside Washington, D.C., Silver Spring offers a blend of urban amenities and suburban tranquility. With a thriving arts scene, diverse dining options, and easy access to public transportation, Silver Spring has become a popular choice for first-time homebuyers. The neighborhood boasts a variety of housing options, including condominiums and single-family homes.

Conclusion: Finding the right neighborhood is crucial when purchasing your first home in Maryland. The neighborhoods mentioned above, including Federal Hill and Canton in Baltimore, Hampden, Ellicott City, Annapolis, and Silver Spring, offer a diverse range of options to suit different preferences and lifestyles. Conduct further research, visit these neighborhoods, and consult with a local real estate professional like the Rivero Realtors to determine which one aligns best with your needs. By doing so, you'll be well on your way to finding the perfect place to call home in Maryland.

Start your search at RiveroRealtors/counties

or RiveroRealtors/baltimore_city

Picture:1 Photo by RDNE Stock project 

Picture2: Photo by Kjrstie

April 28, 2023

Things To Consider When Renting a House With a Pool


You'll likely focus on the fun you can have if you rent a house with extra features, such as a pool. Having a swimming pool is ideal if you live in an area with high temperatures and want to cool off. However, when you're in this position, it's essential to understand all the elements related to this luxury and how they can affect you. Here are six of them you should consider.

1. Who Will You Be Renting To?

When renting a home with a pool, it's essential to consider the different demographics that might want to live there and how having a pool can affect their decision to rent from you. If a family with young children is looking for a house, they may be cautious about getting one with a pool. In contrast, a Gen-Xer or Millennial may see the pool as an added perk and an ideal way to cool off when the temperature spikes.

2. Being Liable for Injuries Occurring in the Pool

If you rent a house with a pool, you must consider the possibility of being liable for personal injuries suffered by renters or their guests. Keeping the area secure is critical to ensure no one can enter the area easily without your permission. A fence with self-locking gates around the pool and a secure pool cover can help reduce unauthorized entry. However, it's essential to consider the legal liability you may be subject to if an injury occurs while someone is using the pool.

In the movie Boogie Nights available on HBO Max, there is an excellent example of this situation when one of the main characters, Reed Rothschild, attempts a backflip and lands on his back. If someone performs this type of stunt in your swimming pool and gets hurt, you don't want to be held liable for any injuries suffered.

3. Providing Maintenance

Swimming pools require maintenance to work correctly and look pristine. If you don't have a routine to skim and vacuum, clean filters, and adjust chemicals, the pool will soon be unfit for swimming. Consider hiring a professional for those tasks, or do them yourself.

Allowing an experienced renter to handle the maintenance is also an option. However, it's essential to ensure they understand how to do it correctly and check on them periodically to make sure it gets completed the right way.

4. Have the Appropriate Insurance Policy Coverage

If you rent a house with a pool, having the appropriate insurance is critical to stay protected financially. Checking to see the type of liability coverage you need is vital. Installing the correct type of safety equipment may also be necessary to meet the specifications of your chosen insurance policy.

You may also want to set up an LLC to protect your personal assets if you are sued for a personal injury that occurs when a renter or one of their guests is swimming in the pool.

5. Adding an Addendum To Your Lease

Adding an addendum to your lease is an excellent way to clarify who's responsible for specific elements related to the pool. In it, you can list what you and your renter are responsible for, such as maintenance, repairs, or replacements.

6. Utilize an HOA With a Pool

If you purchase a house in a Homeowner Association (HOA) neighborhood, you may have access to a pool that individuals renting your home can use. This solution removes the liability from you and places it on the HOA.

Examining the financial statement of an HOA is always prudent before purchasing a property. This action helps ensure you're making the correct decision as you'll have access to the financial information required to know if purchasing and renting the home would be profitable.


Owning a rental home with a pool is a significant responsibility. Understanding this decision's elements is critical to stay safe and protect your assets. After considering all the factors, you need to decide if renting a house with a pool is worth it financially and emotionally.




Blog by: Helen Back

Image courtesy of Pexels.com

April 10, 2023

"Price is Key: Tips for Setting the Right Price When Selling Your Home"

When it comes to selling a home, the price is undoubtedly the most important factor for most home sellers. They want to ensure that they get a fair price for their property based on market conditions, location, and the features of the home. In this blog post, we will take a closer look at why price is so crucial when selling a home and some tips to help you determine the right price for your property.

Why Is Price So Important?

Price is the most important factor for home sellers because it directly affects the success of the sale. If the price is too high, the property may sit on the market for an extended period, leading to lower offers or no offers at all. On the other hand, if the price is too low, the seller may miss out on potential profits. Therefore, it is essential to price your home appropriately based on the current market conditions and the features of the property.

Factors to Consider When Determining the Right Price

  1. Market Conditions: The current state of the real estate market plays a significant role in determining the right price for your home. If it's a seller's market, where demand is high, and there are few homes available for sale, you may be able to price your home higher. However, in a buyer's market, where supply exceeds demand, you may need to price your home competitively to attract potential buyers.

  2. Location: The location of your home is another critical factor to consider when determining the right price. Factors such as proximity to amenities, schools, and public transportation can influence the value of your property.

  3. Features of the Property: The features of the property, such as the number of bedrooms and bathrooms, square footage, and upgrades, can also affect the price of the home.

Tips for Pricing Your Home

  1. Hire a Professional: A real estate agent can provide valuable insight into the current market conditions and help you determine the right price for your property.

  2. Research Comparable Properties: Researching similar homes in your area that have sold recently can give you an idea of the market value of your home.

  3. Consider the Appraisal: An appraisal can provide an objective assessment of the value of your property and help you set a realistic price.

  4. Be Open to Negotiation: Be prepared to negotiate with potential buyers and consider all reasonable offers, even if they are lower than your asking price.

In conclusion, price is the most critical factor when selling a home. To ensure a successful sale, it's essential to price your home appropriately based on market conditions, location, and the features of the property. By taking the time to research and consult with professionals, you can set the right price for your home and increase your chances of a successful sale.