You'll likely focus on the fun you can have if you rent a house with extra features, such as a pool. Having a swimming pool is ideal if you live in an area with high temperatures and want to cool off. However, when you're in this position, it's essential to understand all the elements related to this luxury and how they can affect you. Here are six of them you should consider.

1. Who Will You Be Renting To?

When renting a home with a pool, it's essential to consider the different demographics that might want to live there and how having a pool can affect their decision to rent from you. If a family with young children is looking for a house, they may be cautious about getting one with a pool. In contrast, a Gen-Xer or Millennial may see the pool as an added perk and an ideal way to cool off when the temperature spikes.

2. Being Liable for Injuries Occurring in the Pool

If you rent a house with a pool, you must consider the possibility of being liable for personal injuries suffered by renters or their guests. Keeping the area secure is critical to ensure no one can enter the area easily without your permission. A fence with self-locking gates around the pool and a secure pool cover can help reduce unauthorized entry. However, it's essential to consider the legal liability you may be subject to if an injury occurs while someone is using the pool.

In the movie Boogie Nights available on HBO Max, there is an excellent example of this situation when one of the main characters, Reed Rothschild, attempts a backflip and lands on his back. If someone performs this type of stunt in your swimming pool and gets hurt, you don't want to be held liable for any injuries suffered.

3. Providing Maintenance

Swimming pools require maintenance to work correctly and look pristine. If you don't have a routine to skim and vacuum, clean filters, and adjust chemicals, the pool will soon be unfit for swimming. Consider hiring a professional for those tasks, or do them yourself.

Allowing an experienced renter to handle the maintenance is also an option. However, it's essential to ensure they understand how to do it correctly and check on them periodically to make sure it gets completed the right way.

4. Have the Appropriate Insurance Policy Coverage

If you rent a house with a pool, having the appropriate insurance is critical to stay protected financially. Checking to see the type of liability coverage you need is vital. Installing the correct type of safety equipment may also be necessary to meet the specifications of your chosen insurance policy.

You may also want to set up an LLC to protect your personal assets if you are sued for a personal injury that occurs when a renter or one of their guests is swimming in the pool.

5. Adding an Addendum To Your Lease

Adding an addendum to your lease is an excellent way to clarify who's responsible for specific elements related to the pool. In it, you can list what you and your renter are responsible for, such as maintenance, repairs, or replacements.

6. Utilize an HOA With a Pool

If you purchase a house in a Homeowner Association (HOA) neighborhood, you may have access to a pool that individuals renting your home can use. This solution removes the liability from you and places it on the HOA.

Examining the financial statement of an HOA is always prudent before purchasing a property. This action helps ensure you're making the correct decision as you'll have access to the financial information required to know if purchasing and renting the home would be profitable.


Owning a rental home with a pool is a significant responsibility. Understanding this decision's elements is critical to stay safe and protect your assets. After considering all the factors, you need to decide if renting a house with a pool is worth it financially and emotionally.




Blog by: Helen Back

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