Our Blog: Central Maryland Real Estate News, Tips & Local Insights

Whether you’re buying your first home, preparing to sell, or simply staying informed, you’ve come to the right place. Our blog is your trusted resource for Central Maryland real estate market updates, home values, buying and selling tips, homeowner advice, and local community news.

At Rivero Realtors, we believe real estate is about more than just houses—it’s about helping people find the right place to call home. That’s why we share timely information, practical advice, and local insights to help you make confident decisions every step of the way.

If you ever have a question about the market, a neighborhood, or your next move, we’re just a phone call away. We’d love the opportunity to help.

We Care... And It Shows!

Rich & Debbi Rivero

Rivero Realtors | RE/MAX Advantage Realty

Aug. 14, 2024

Moving On and Moving In: How a New City Can Be the Reset Button You Need

Moving On and Moving In: How a New City Can Be the Reset Button You Need


Photo by Pexels

Starting fresh in a new city can be both challenging and invigorating, especially after going through a difficult period in life. The change in environment offers a unique opportunity to redefine your path, explore new possibilities, and focus on personal growth. With the right mindset and preparation, moving can become a powerful step toward a more fulfilling and balanced life.

Smart Preparation for the Move

Preparing for a move involves careful planning to ensure a smooth transition. Start by researching your new city to understand its neighborhoods, cost of living, and amenities. Make a checklist of tasks, such as finding a place to live and setting up utilities. Consider downsizing your belongings to make the move easier and more cost-effective. Hiring a reputable moving company can also alleviate some of the stress associated with relocating.

Explore Your New Surroundings

Once you’ve settled into your new home, take the time to explore your surroundings. Familiarize yourself with nearby grocery stores, pharmacies, and other essential services. Discover local parks, trails, and recreational areas where you can unwind and enjoy nature. Exploring your city helps you feel more connected and less like a stranger in a new place. Walking or biking around your neighborhood can also provide a deeper sense of the local culture and community.

Build Meaningful Connections

One of the most crucial aspects of moving to a new city is making connections. Building a network of friends and acquaintances can provide emotional support and enrich your new life. Attend local meetups, join clubs, or participate in community events to meet people with similar interests. Volunteering for local causes is another excellent way to connect with others while contributing to your new community. Remember, relationships take time to develop, so be patient and open to new experiences.

Advance Your Career with Education

Relocating to a new city presents a prime opportunity for a career shift, and earning a degree can facilitate this change. Online degree programs enable you to pursue your studies while managing full-time work or family commitments. Whether you want to pursue an online master's in computer science or a bachelor’s in nursing, by choosing to study online, you can enhance your skills and qualifications without disrupting your current lifestyle.

Engage in Local and Cultural Events

Checking out local events and cultural venues can significantly enhance your new city experience. Attend festivals, art exhibitions, and concerts to immerse yourself in the local culture. Visit museums, theaters, and historical sites to learn more about your city's heritage. These activities not only provide entertainment but also opportunities to meet new people and build connections within the community. Staying informed about local events can make your transition smoother and more enjoyable.

Discover New Activities and Hobbies

Trying out different activities is a fantastic way to adjust to your new life and discover new passions. Join local sports leagues, fitness classes, or hobby groups to stay active and engaged. Experiment with new hobbies like cooking, painting, or learning a musical instrument. These activities can help you develop new skills, reduce stress, and meet people with similar interests. Embracing new experiences can make your move more rewarding and fulfilling.

Take Time to Unwind and Recharge

Amidst the excitement and challenges of moving, it's essential to take time to unwind and recharge. Create a comfortable and relaxing space in your new home where you can retreat after a busy day. Practice self-care activities such as reading, meditating, or taking long walks. Ensure you get enough rest and maintain a healthy lifestyle to keep your energy levels up. Balancing your activities with downtime is crucial for your overall well-being.

 

Moving to a new city after a personal low point can be a transformative experience. By making meaningful connections, preparing wisely, exploring your surroundings, advancing your career through education, engaging in local events, discovering new activities, and taking time to unwind, you can create a fulfilling and vibrant new life. Embrace this fresh start with an open heart and mind, and you'll find opportunities and happiness in your new city.

 

 

Thinking of moving to the area? Discover your dream home effortlessly with real estate agent Debbi Rivero.

 

Guest Blog Post by Kylie Eckerd

Aug. 2, 2024

August 2024 Newsletter

Rivero Realtors News August 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Five Emotional Traps to Avoid When House Hunting

Buying a home is an exciting and emotional journey, but it's important not to let your feelings take over your decisions. Whether you're a first-time buyer or a seasoned homeowner, avoiding these common emotional traps can save you time, money, and regret.

Falling for the First Property
It's easy to become infatuated with the first house you visit. However, making a hasty decision... Read More
 
Struggling to Save for a Down Payment? Assistance Is Available

Buying a home is a major financial step, and coming up with a down payment is often the most challenging part. Fortunately, down payment assistance (DPA) programs make homeownership more attainable by providing funds to cover part of the down payment.

How DPA Programs Ease Your Homebuying Journey
DPA programs offer financial support... Read More
 
These Smart Landscaping Tips Also Help Cool Your Home

Creating an energy-efficient landscape can significantly reduce your cooling costs. According to the U.S. Department of Energy, using trees, shrubs, and vines to design an energy-conserving landscape can lower cooling bills by as much as 40%. Here are some ways to passively cool your home through smart landscaping.

Trees Provide Shade
Deciduous trees provide shade in summer, reducing sunlight and cooling your home... Read More
 
 
 
Experts Predict a More Balanced Housing Market
by Year's End


The housing market is gradually recovering. Experts, like Lawrence Yun from the NAR, expect it could be more balanced by the end of the year. Factors such as mortgage rates, inventory levels, and home prices are all connected and influencing this recovery.

Mortgage Rates and Inventory
A key change on the horizon is a shift in mortgage rates. As inflation slows and the Federal Reserve likely lowers interest rates later this year, mortgage rates are expected to improve. Forecasts suggest the average rate for a 30-year fixed mortgage will be between... Read More
 
Record Prices, Buyer Activity, and Growing Inventory

Median existing-home sales prices set records in May, climbing 5.8% year over year to reach $419,300. This is the 11th consecutive month of price gains, according to the National Association of Realtors (NAR). What's more, every sales region in the country recorded price gains. While these record-setting prices are a boon to home sellers, they are creating a divide between those owning homes and those who are dreaming of entering the housing market. According to Lawrence Yun, chief economist for NAR, typical mortgage payments are currently more than double that of homes purchased prior to 2020, yet despite the challenges, "first-time buyers in the market understand the long-term benefits of... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  August 2024 


July 1, 2024

July Newsletter

Rivero Realtors News July 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Making Summer Home Improvements? Here Are the Top Five ROI

OwningHomeowners and investors aim to maximize their property value. Before diving into costly renovations, it's essential to know which upgrades offer the highest returns. The "Remodeling 2024 Cost vs. Value Report," from Zonda, ranks home improvement projects by return on investment (ROI). Interestingly, most top-ranking projects involve exterior upgrades, underscoring the importance of curb appeal... Read More
 
Going on Vacation? Use Smart Technology to Secure Your Home

With today's advanced home security technology, you can protect your home more effectively than ever. Here's how smart technology can keep your home safe from burglaries while you're away. Activate Motion Detection Lights Install security cameras with integrated spotlights or floodlights that activate with motion detection. These lights will alert... Read More
 
Painting a Brick Home Is Trendy. Here's What You Should Know

For homeowners looking to refresh their home's exterior, painted brick has become the go-to, thanks to trends like modern farmhouse aesthetics and minimalism. However, it's smart to consider whether this trend will last. Styles change, and what looks appealing today could become outdated in the future, potentially lowering your home's resale value. Additionally, reverting painted brick is extremely difficult and will likely... Read More
 
 
 
Changes Ahead: How the
NAR Settlement Affects
Buying and Selling


On March 15, 2024, the National Association of Realtors (NAR) reached a significant settlement that will change how broker commissions work in real estate transactions. This settlement, which still needs court approval, aims to address complaints from home sellers and will take effect on August 17, 2024. Here's a breakdown of what's coming:

Written Agreements for Homebuyers
One major change is the requirement for real estate agents to sign written agreements with buyers before showing any homes. The terms need to be specific and clear... Read More
 
Sales Decline Amid Rising Prices and Inventory Growth

Existing-home sales fell slightly in April, according to the NAR. Every major sales region in the country recorded month-over-month declines, while every region, except the West, saw sales drop year over year. While the decline in sales was minor, Lawrence Yun, chief economist for the NAR, reported that the upper-end market was experiencing significant gains due to increasing supply.

Housing Inventory Trends
At the end of April, total housing inventory climbed to 1.21 million units, up 9% from a month ago and an.... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  July 2024 


June 3, 2024

June Newsletter

Rivero Realtors News June 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Investing in Your Future: The Smart Choice of Homeownership

Owning a home is central to the American dream. In an era of economic uncertainty, the newest generation of homebuyers is nervous about taking the plunge. Are these fears justified? Whether you're a homeowner or considering it, understanding the advantages of homeownership is crucial.

For Current Homeowners
If you're already on the property ladder, you understand the value that comes... Read More
 
Attending an Open House? Essential Tips for Serious Buyers

Exploring potential homes during open houses is an exciting part of the homebuying journey, but it's also an area where mistakes happen. Here are some essential tips for getting the most out of these opportunities:

Partnering with a Professional
It's a smart decision to have a real estate agent accompany you during open houses. Their professional perspective provides... Read More
 
Fading Trends: Five Design Styles That Are Showing Their Age

Home design trends come and go, but creating a timeless space requires thoughtful consideration. Here are five design styles that may be aging your home, along with a strategy to refresh your space and maintain a timeless appeal:

The Open Floor Plan
While open floor plans have been popular for decades, there's a growing appreciation for defined... Read More
 
 
 
National Home Sales Fall While Home Inventory Increases

Across the country, existing-home sales fell in March. According to the National Association of Realtors (NAR), declines were recorded in the Midwest, South, and West, but sales inched higher in the Northeast for the first time in four months. Sales were down year over year, however, in all sales regions. While home sales have recently shown signs of rebounding, overall sales were stagnant due to high interest rates. Yet, according to Lawrence Yun, chief economist for NAR, there might soon be a turnaround: "There are nearly six million more jobs now compared to pre-COVID highs, which suggests more aspiring ... Read More
 
How to Maximize Landscaping in Tiny Backyards

If you live in an urban area, you might be limited on space in your backyard. Whether you are challenged with minimal sunlight, not much ground to work with, or a fenced-in area, you still have landscaping potential to transform your tiny backyard. Here are four landscaping tips:

1. Portable Pots
If you can incorporate movable planter boxes and pots into your yard, you can transform a cement or wooden patio into a greenery oasis. Planters that are smaller or equipped with wheels can make these pots more mobile, which can easily be rearranged at any time. This will also give sensitive plants.... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  June 2024 


May 3, 2024

May Newsletter

Rivero Realtors News May 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Give Your Home a Seller’s Edge

Buyers have their own list of must-haves when searching for a new home, but there are certain features that can make a property more appealing. Here are some tips to give your home a seller’s edge:

Curb Appeal
The first impression is everything, and for many buyers that starts with the exterior of your home. Make sure the... Read More
 
Window Repair Might Make More Sense Than Replacement: Here’s Why

When it comes to home maintenance, windows often require attention. They might be drafty, showing signs of wear, or simply not functioning as smoothly as they once did. The knee-jerk reaction for many homeowners is to opt for replacements. They believe that new windows will offer significant energy savings and aesthetic improvements. However, before you commit to the large investment of new windows... Read More
 
Try These Easy, Nontoxic Cleaning Tips and Tricks

Housecleaning can take up a big chunk of your day—especially when doing a deep spring cleaning! Try these inexpensive, nontoxic cleaning tips.

Citrus Sink Scrub
Use a cut-up grapefruit or lemon covered in salt to clean soap scum buildup on your sinks. The citric acid from the grapefruit combines with the coarseness of the salt to create... Read More
 
 
 
The Essential Role of Buyer Representation in Real Estate

A buyer’s agent is a real estate professional who represents the purchaser’s interests in a real estate transaction. Unlike the listing agent, who represents the seller, a buyer’s agent is entirely on your side, guiding you through every step. Here are some ways buyer’s agents are beneficial to the homebuying process:

Finding the Right Home
Buyer’s agents listen to your needs and budget to find homes that fit your criteria. They know the local market inside and out and will use their extensive knowledge to show you the... Read More
 
Properties Still Selling, But Days on Market Have Increased

Existing-home sales jumped 9.5% in February, the highest monthly increase in a year, according to the National Association of Realtors (NAR). Monthly sales were unchanged in the Northeast but climbed in the West, South, and Midwest. Year-over-year sales were down 3.3%, with every region posting declines. The median existing-home sales price, meanwhile, increased 5.7%, marking the eighth month in a row of year-over-year increases.

Inventory Dynamics
According to NAR economists, additional housing supply helped.... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  May 2024 


April 1, 2024

April Newsletter

Rivero Realtors News April 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Don't Make These Mistakes When Getting a Home Inspection

When scheduling a home inspection, knowing what to do and what to avoid is crucial. Review these common mistakes to ensure a better inspection experience.

Attempting a DIY Inspection
Trying to do your own home inspection without professional help is a big mistake. While it might uncover obvious issues like weak spots in floors... Read More
 
Transform Your Kitchen Scraps into Nutrient-Rich Compost

Don’t toss kitchen scraps and coffee grounds in the trash. By composting them, you’ll reduce landfill waste and enrich your garden soil. Follow these tips to create nutrient-rich compost for a thriving garden.

Get the Right Mix
Successful composting requires a balanced blend of green and brown materials. Greens—such as vegetable peelings... Read More
 
With Elevated Mortgage Rates, More Buyers Turn to Cash

Existing-home sales climbed in January, with gains reported in the Midwest, South, and West, according to the National Association of Realtors (NAR). Sales were steady in the Northeast. Year-over-year sales grew in the West but declined in the Northeast, Midwest, and South. “While home sales remain sizably lower than a couple of years ago, January’s monthly gain is the start of... Read More
 
 
 
Five Renovations That Can Impact Your Homeowners Insurance Rate

Spring is a popular time for homeowners to start home improvement projects. Enhancing your house can increase its appeal and boost its value. However, before you begin, it’s important to be aware that your upgrades and renovations may impact your homeowners insurance rate.

Improvements That Raise Your Insurance

Increasing Square Footage
A larger home poses a greater risk for accidents, necessitating adjustments to your homeowners insurance to cover the additional risk... Read More
 
Boost Curb Appeal by Enhancing Your Front Door

The front door makes a big first impression. It’s the main focal point of a home’s front porch, which is the most eye-catching part of the home’s exterior. If you have a beautiful, unique front door, it will accent the entryway and immediately add a higher curb appeal attraction. Use these tips to create a front door that will really stand out.

Captivating Color
You only have one front door, so make it a spectacular color. Cover your existing door with new paint that creates a bold statement, such as sunshine yellow, bright red, or turquoise blue. Or choose a neutral hue.... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  April 2024 


March 3, 2024

March Newsletter

Rivero Realtors News March 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
When It Comes to Selling, Curb Appeal Should Be a Priority

The interior of your home can be stunning, but if the exterior isn’t impressive, you will shut down buyers before they even enter the house. Curb appeal—the attractiveness of your home when viewed from the curb—makes a significant difference to homebuyers. Here are four reasons why it’s so important:

Online Presentation
In today’s real estate landscape, potential homebuyers get their first impression of a home from... Read More
 
Three Reasons Experts Are Optimistic About the 2024 Housing Market

Despite the challenges faced in 2023, experts are optimistic that the 2024 housing market is poised for a comeback. Here are the three most compelling reasons this could be a promising year for the real estate market:

1. Anticipated Inventory Surge
Experts are optimistic due to the anticipated rise in housing inventory. The challenges of... Read More
 
Six Strategies to Stay Motivated During Spring Cleaning

Spring cleaning is a tradition for most people, but it can quickly become overwhelming. Here are six tips from the experts that make it more manageable:

Start with a Main Checklist: Before diving into cleaning, create a checklist to keep track of tasks and ensure nothing gets missed. Break down tasks into manageable chunks to make them less overwhelming... Read More
 
 
 
National Home Sales Fall as Prices Continue to Rise

Existing-home sales dropped in December 2023, according to the National Association of Realtors (NAR). However, the decline wasn’t consistent across the country, with sales down in the Midwest and South, up in the West, and unchanged from the month before in the Northeast. Every sales region recorded year-over-year sales decreases, with nationwide sales of 4.09 million units reaching the lowest level recorded since 1995. Yet despite the drop in sales, median prices increased.

Expert Insights into the Market
Experts predict that the sales declines in 2023 will represent the bottom of the market, with higher sales anticipated in the coming months... Read More
 
Top Trends in Bathroom Renovations for 2024

Bathroom renovations are increasingly important for homeowners looking to improve their living spaces. A recent Houzz survey with 1,921 U.S. homeowners offers insights into evolving trends, outlining key findings shaping current bathroom renovation preferences.

The Rise of Spacious Bathrooms
One of the standout trends is the increasing size of primary bathrooms. Approximately 22% of homeowners choose to expand their primary bathroom footprint during renovations. The most common areas tapped for additional square footage include... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  March 2024 


Feb. 2, 2024

February Newsletter 2024

Rivero Realtors News February 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Get the Best Price for Your Home with a Real Estate Professional

Every year, thousands of families apply a fresh coat of paint to their house, pack up their belongings, and try to sell their home. Unfortunately, this doesn’t always work out as planned. Some houses sit on the market for a long time, and homeowners aren’t sure why. If you’ve been struggling to sell your house or just aren’t sure where to start, a professional real estate agent can be the difference between your house sitting... Read More
 
Three Budget-Friendly Ways to Make Your Living Room Look Expensive

Your living room is one of the most important rooms in your home. It’s where you’ll spend the majority of your time relaxing and entertaining guests, so it’s understandable to want to make a great impression. If you’re on a tight budget, try these three simple tricks to get a designer look without breaking the bank.

Incorporate a Variety of Textures
While it’s common for people to purchase furniture sets, this can create too much of a “matchy... Read More
 
Here Are Eight of the Most Common Tax Filing Mistakes

As tax season nears, beware of easily overlooked filing mistakes. Here’s a quick list of eight common errors to help you avoid them.

■ Missing Information or Typos:
Double-check every detail on your tax return. Something as simple as a forgotten W-2 form or a small error can lead to bigger problems, like miscalculations and even audits. Take the time for a thorough review to ensure everything's... Read More
 
 
 
Survey Reveals that More People Expect Mortgage
Rates to Drop


A recent report from Fannie Mae on the Home Purchase Sentiment Index indicates that consumers are feeling more optimistic about the housing market. This boost in confidence is fueled by the anticipation of a decrease in mortgage rates within the next year.

According to the survey, 31% of those polled are optimistic, expecting a drop in mortgage rates. In contrast, 31% anticipate rates going up, while 36% believe rates will stay steady. Despite concerns about the overall homebuying climate, there’s been a positive shift in the perception of it being a good time to purchase a home... Read More
 
National Home Trends Point
to a Seller's Market


After five months of declines, existing-home sales increased in November, according to the National Association of Realtors (NAR). While all four sales regions in the country experienced year-over-year sales declines, two regions—the Midwest and the South—saw month-over-month sales climb.

Declining Mortgage Rates Create Opportunity
Lawrence Yun, chief economist for the NAR, expects a marked turn in the coming months as mortgage rates plunge. "The latest weakness in existing home sales still reflects the buyer bidding process in most of October when mortgage rates were at a... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  February 2024 


Jan. 9, 2024

January 2024 Newsletter

 

Rivero Realtors News January 2024
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
Kick Off the New Year: Six Tasks to Complete in January

As the new year begins, it's beneficial to reflect on the past year of homeownership—what worked well and what could be improved. Taking time to review the previous year will enable you to set goals and make informed choices. Stay on the path to success in 2024 with these six effective tips:

Rethink Your Budget
Incorporate expected upcoming changes, such as downsizing or a job promotion... Read More
 
Tight Inventory Continues to Push Home Prices Higher

Existing-home sales declined in October across the country, according to the National Association of Realtors (NAR), with all four sales regions experiencing year-over-year declines. Month-over-month sales were unchanged in the Midwest but fell in the Northeast, South, and West. Fueling the sales declines were a lack of housing inventory and high mortgage rates, according to Lawrence Yun, chief economist... Read More
 
Refresh Your Home Decor with Low-Maintenance Houseplants

Plants are a refreshing interior design accent that brings in a bit of greenery, and some varieties help purify the air. Even if you don’t have a green thumb, these five plants are very hardy and thrive with the least amount of water or light:

Aloe vera is popular for its medicinal properties. Its spongy, structured form also makes it a great indoor plant. It thrives... Read More
 
 
 
Three Reasons Selling Your Home in Today’s Market
Makes Sense


If you’ve been contemplating selling your home, now is the moment to turn those thoughts into action. Despite the shifting dynamics in the real estate market, the current conditions indicate that it’s still a favorable time to sell.

Prices Are Rising
Home values are on an upward trajectory, dispelling concerns about declining home values. While the pace has slowed from previous years, this deceleration signifies a return to a stable and sustainable market. Selling now comes with confidence as prices continue to appreciate... Read More
 
Which Flooring Material Is Right for Your Home?

If you're starting a remodeling project or home renovation, your choice of flooring is the foundation for the rest of the room. A poor choice can be costly and disruptive if you have to replace it all later. Here are the pros and cons for the most common flooring materials:

Hardwood Has Timeless Appeal
Hardwood flooring, known for its durability and beauty, is a top choice for various spaces because it blends seamlessly with classic and contemporary designs. Maintenance is easy, but installation can be relatively costly. The investment often pays off by enhancing your home's resale value over a lifetime. Just keep in mind hardwood doesn't handle moisture well, comes... Read More
Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  January 2024 


Dec. 2, 2023

December Newsletter

Rivero Realtors News December 2023
 
 
(443) 386-1306 debsellsmd@gmail.com https://www.RiveroRealtors.com
These Design Tricks Will Make Any Room Appear More Spacious

Open floor plans, soaring ceilings, and expansive, arched doorways lend an airy, spacious feel to a house. While not every home boasts these features, there's no need to settle. If your rooms feel cramped, consider these strategies to create the illusion of more space.

Light Paint Palette
While decor magazines and designers may suggest intricate color schemes and even ceiling... Read More
 
Does an Assumable Mortgage Make Sense in a High-Interest Market?

In a market where mortgage rates are surging, potential homebuyers face a daunting challenge. With the national average for a 30-year fixed-rate mortgage standing at 7.5%, some buyers and sellers are asking about other solutions, such as assumable mortgages.

What Is an Assumable Mortgage?
An assumable mortgage allows the buyer to step into the seller's financial arrangement, taking... Read More
 
Increasing Mortgage Rates and Home Prices Is Discouraging Buyers

According to the National Association of Realtors (NAR), existing-home sales declined in September. While all four major sales regions across the country saw year-over-year drops in sales, the outlook was brighter in the Northeast, where month-over-month sales increased.

Fewer Affordable Homes
The decline in home sales might be aggravated by low housing affordability. The 30-year... Read More
 
 
 
Building Better Credit? Don't Fall for Common Credit Repair Myths

On the path to better credit? Prepare to hear a lot of myths. These myths become prevalent for different reasons, so be sure to inform yourself in all matters regarding credit repair. Watch out for these top five credit repair myths when trying to repair your own credit. After all, dangerous methods can do more harm than good.

More Money Means Better Credit
Having a higher income can come with higher credit, but that's only because more money will allow you to pay down credit cards and loans more easily. Credit companies do not look at your individual income when determining your credit score. The fact that so many high-income households suffer... Read More
 
Five Ideas for Thoughtfully Curated Holiday Gift Boxes

The holiday season is a time for spreading joy and showing appreciation for our loved ones. One of the most heartfelt ways to do so is by giving a carefully curated gift box. These thoughtfully assembled packages go beyond the typical presents, offering a personalized touch.

Rest & Relaxation
After a year filled with ups and downs, everyone could use a little extra relaxation. This box could include items like luxurious bath salts, scented candles, a cozy blanket, a captivating book, or a selection of herbal teas. It's a perfect way to encourage self-care... Read More

 

Debbi & Rich Rivero  -  (443) 386-1306 Rivero Realtors News  -  December 2023 

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Debbi & Rich Rivero, Re/Max Advantage, 6021 University Blvd. #100, Ellicott City MD 21043
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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.
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